2026 Virginia Tax Calculator: 5.75% State Rates & Take-Home Pay
Calculate your net paycheck in the Old Dominion. Modeled with Virginia Department of Taxation graduated brackets (2% to 5.75%), $8,500 / $17,000 standard deductions, and 2026 federal withholdings.
Interactive Virginia Paycheck Calculator
2026 Virginia Take-Home Pay Estimate
Full Paycheck & Tax Withholding Schedule
Instant comparison across annual, monthly, bi-weekly, and weekly pay periods.
| Tax Category | Annual | Monthly (12x) | Bi-Weekly (26x) | Weekly (52x) | % of Gross |
|---|
2026 Federal & Virginia Calculation Details
How Virginia Taxes Your Paycheck in 2026
Virginia operates a four-tier graduated individual income tax structure administered by the Virginia Department of Taxation. Because the top tax bracket starts at just $17,000 of taxable income, the majority of full-time working residents pay Virginia's top marginal state rate of 5.75% on additional earnings.
2026 Virginia State Income Tax Brackets
| Virginia Taxable Income | Statutory Tax Rate | Tax Calculation Formula |
|---|---|---|
| $0 to $3,000 | 2.00% | 2.0% of taxable income |
| $3,000 to $5,000 | 3.00% | $60 + 3.0% of amount over $3,000 |
| $5,000 to $17,000 | 5.00% | $120 + 5.0% of amount over $5,000 |
| $17,000 and over | 5.75% | $720 + 5.75% of amount over $17,000 |
Virginia Deductions and Personal Exemptions
- Standard Deduction: Virginia increased its standard deduction to $8,500 for single filers and $17,000 for married couples filing jointly ($8,500 married filing separately).
- Personal Exemptions: You receive a $930 exemption for yourself, spouse, and each qualifying dependent. An additional $800 exemption applies for taxpayers aged 65 and older or who are legally blind.
- Zero City or County Wage Taxes: Virginia state law prohibits local governments from imposing wage or personal earned income taxes.
Virginia 2026 Paycheck Take-Home Pay Table
Based on a single filer claiming the $8,500 standard deduction and 1 personal exemption:
| Gross Salary | Federal Tax | FICA (7.65%) | Virginia State Tax | Net Take-Home Pay | Effective Tax Rate |
|---|---|---|---|---|---|
| $60,000 | $5,065 | $4,590 | $2,651 | $47,694 | 20.5% |
| $85,000 | $9,742 | $6,503 | $4,088 | $64,667 | 23.9% |
| $120,000 | $17,419 | $9,180 | $6,101 | $87,300 | 27.3% |
| $175,000 | $30,019 | $13,388 | $9,263 | $122,330 | 30.1% |
| $250,000 | $51,688 | $15,618 | $13,576 | $169,118 | 32.4% |
Retirement Income Taxation in Virginia
- Social Security: Completely exempt from Virginia state income tax.
- Age Deduction: Taxpayers aged 65 and older may be eligible for an age deduction of up to $12,000, subject to income phaseout limits based on adjusted gross income.
- Military Retirement Exemption: Virginia exempts up to $40,000 of military retirement pay for recipients aged 55 and older.
Virginia Employee Withholding Form VA-4
Your employer determines how much state income tax to withhold from each paycheck based on Virginia Form VA-4 (Personal Exemption Worksheet). Reviewing your Form VA-4 annually ensures your withholding matches your actual tax liability.
Frequently Asked Questions About Virginia Taxes
Do I have to pay DC taxes if I live in Northern Virginia and work in Washington, DC?
No. Virginia and the District of Columbia have a long-standing reciprocity agreement. If you live in Virginia and commute into DC, you pay Virginia state income tax only. You submit Form D-4A (Certificate of Nonresidence) to your DC employer.
How does Virginia compare to Maryland and North Carolina?
While Virginia's top rate is 5.75% with zero county income tax, neighboring Maryland levies a state tax of up to 5.75% PLUS a county "piggyback" tax of up to 3.20% (bringing the total rate to ~8.95%). North Carolina levies a flat rate of 4.50%.