What is the Missouri state income tax rate for 2026?

Missouri taxes individual income using graduated brackets ranging from 1.5% to a top rate of 4.70% (reduced under Senate Bill 3). The first $1,346 of taxable income is taxed at 0%, and the top 4.70% rate applies to taxable income over $9,422.

What are the St. Louis and Kansas City earnings taxes?

Both the City of St. Louis and Kansas City levy a 1.0% local earnings tax on gross compensation of all residents who live in the city and non-residents who physically work within city limits.

What is the Missouri standard deduction in 2026?

Missouri automatically conforms to federal standard deduction thresholds: $15,000 for single filers, $30,000 for married couples filing jointly, and $22,500 for head of household filers.

2026 Missouri Tax Calculator: 4.70% Top Rate & Local Taxes

Interactive Missouri Paycheck Calculator

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Your 2026 Missouri Take-Home Pay Summary

Where Does Your Paycheck Go? Take-Home: 0% | Fed: 0% | FICA: 0% | State: 0%

Missouri Paycheck Frequency Schedule

Frequency	Gross Pay	Federal Tax	FICA (SS + Med)	MO State Tax	City Tax	Net Take-Home

2026 Annual Tax Liability Breakdown

Tax Category	Taxable Base / Rate	Annual Amount	Effective %

How Missouri State & City Income Taxes Work in 2026

Missouri calculates state income taxes based on graduated statutory brackets, coupled with municipal earnings taxes in its two largest metro centers:

1. Missouri Graduated Income Tax Brackets

Under tax reform legislation (SB 3), Missouri's top individual income tax rate reduced to 4.70%. Tax rates begin at 1.5% and scale up in half-percent increments on income brackets of approximately $1,346, with all taxable income exceeding $9,422 subject to the 4.70% top rate.

2. Federal Standard Deduction Matching

Missouri tax law fully aligns with federal standard deduction thresholds. For 2026, standard deduction subtractions are:

Single Filers: $15,000
Married Filing Jointly: $30,000
Head of Household: $22,500

3. St. Louis & Kansas City 1% Earnings Taxes

Unlike most Midwestern jurisdictions, Missouri's two largest cities levy local earnings taxes:

City of St. Louis: 1.0% earnings tax on gross compensation earned by city residents and non-residents who work in the city.
Kansas City: 1.0% earnings tax on gross compensation earned by KC residents and non-residents performing services in the city.

Zero Local Tax Outside STL & KC: Suburbs and other municipalities across Missouri—including Springfield, Columbia, St. Charles, and Lee's Summit—have no local earnings or wage taxes.

Frequently Asked Questions: Missouri Tax Calculator

Does Missouri tax Social Security benefits?

Under House Bill 14, Missouri completely exempts 100% of Social Security benefits from state income taxation for all taxpayers, regardless of income level.

Can I get a refund of the 1% earnings tax if I worked remotely?

Yes. Non-resident employees who pay the St. Louis or Kansas City 1% earnings tax but performed work remotely outside the city limits can file for a refund for days worked outside the city.

How are capital gains taxed in Missouri?

Net capital gains are included in Missouri adjusted gross income and taxed as ordinary income at the graduated state rate (up to 4.70%).

Explore Other State & Federal Tax Calculators

All 25 State Calculators Hub → Illinois (4.95% Flat) Tennessee (0% State Tax) Indiana (3.00% Flat) Federal Income Tax Calculator (2026)